1. Acceptance of These Terms
These Terms of Service ("Terms") are a legal agreement between you and PT Money Industrial Factory, a company incorporated in Indonesia and located at Benoa Square Building, Lantai 2, Unit No. 1-4 (2/A) & 23-26 (2/B), Jl. Bypass Ngurah Rai No. 21A, Kabupaten Badung 80361, Bali, Indonesia ("Ghost Messenger", "we", "us", or "our"). They govern your use of the Ghost Messenger mobile applications and related services (the "Service").
By downloading, installing, or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
2. Eligibility
You must be at least 13 years old to use the Service, or older where your country sets a higher minimum age (for example, up to 16 in parts of the European Economic Area). By using the Service you confirm that you meet this requirement and that you are able to form a binding contract.
3. Your Account and Keys
Ghost Messenger does not use phone numbers, emails, or real names. Your identity is a pseudonymous Ghost ID derived from a cryptographic key pair generated on your device. You are solely responsible for keeping your device, your PIN, and your keys secure.
Because the Service is designed so that we hold no copy of your keys, your PIN, or your message history, we cannot recover your account or your data for you. If you lose your device or forget your PIN, your data may be permanently unrecoverable. This is an intentional privacy property of the Service, not a defect.
4. The Service
Ghost Messenger provides end-to-end encrypted messaging, group chats, media sharing, and voice and video calls, routed through a stateless relay that stores no message history. We may add, change, or remove features, and we may suspend or discontinue parts of the Service, at any time. The Service is provided for your personal, non-commercial communication.
5. Acceptable Use
You agree not to use the Service to create, upload, send, or share content, or to engage in conduct, that:
- is unlawful, or facilitates any illegal activity;
- sexually exploits or endangers a child in any way. We have zero tolerance for child sexual abuse and exploitation (CSAE) material and grooming, and any such activity will be reported to the relevant authorities;
- harasses, threatens, defames, or incites violence or hatred against others;
- is spam, or involves bulk or automated unsolicited messaging;
- distributes malware or attempts to compromise the security, integrity, or availability of the Service or other users;
- infringes the intellectual property, privacy, or other rights of any person; or
- attempts to reverse engineer, decompile, or circumvent the security of the Service, except to the extent this restriction is prohibited by applicable law.
Because your messages and calls are end-to-end encrypted, we cannot see their content and do not monitor it. Enforcement of these rules relies on reports from users and on the limited technical signals available to us.
6. Your Content and Responsibility
You are solely responsible for the content you send and for your interactions with others. You represent that you have the necessary rights to share any content you send. We do not claim ownership of your content, and because it is end-to-end encrypted, we cannot access it.
7. Reporting and Enforcement
The app includes a reporting tool so you can report a user or content to us, and on-device controls to block a contact. When you submit a report, you may choose to include the relevant content so we can review it, since we cannot otherwise see it.
We may act on reports and on our own findings, including by restricting or terminating access for a Ghost ID that violates these Terms. Reports involving child safety are treated with the highest priority and are referred to the appropriate authorities, such as the National Center for Missing and Exploited Children (NCMEC) or local equivalents, as required by law.
8. Intellectual Property
The Ghost Messenger app, its name, logo, and related materials are owned by PT Money Industrial Factory or its licensors and are protected by law. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the app in accordance with these Terms. You may not copy, modify, distribute, sell, or lease any part of the Service except as permitted by law.
9. Disclaimer of Warranties
The Service is provided "as is" and "as available", without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that any message or call will be delivered. You use the Service at your own risk.
10. Limitation of Liability
To the fullest extent permitted by law, PT Money Industrial Factory and its officers, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, arising out of or relating to your use of, or inability to use, the Service. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.
11. Termination
You may stop using the Service and delete your account and local data at any time from within the app. We may suspend or terminate your access to the Service if you violate these Terms or to protect the Service or its users. Sections that by their nature should survive termination will continue to apply.
12. Changes to These Terms
We may update these Terms from time to time. When we do, we will revise the effective date at the top of this page and, where appropriate, provide additional notice in the app. Your continued use of the Service after changes take effect means you accept the updated Terms.
13. Governing Law
These Terms are governed by the laws of the Republic of Indonesia, without regard to its conflict-of-laws rules, except where mandatory consumer-protection laws of your country of residence provide otherwise.
14. Contact
If you have any questions about these Terms, contact us at:
PT Money Industrial Factory
Benoa Square Building, Lantai 2, Unit No. 1-4 (2/A) & 23-26 (2/B), Jl. Bypass Ngurah Rai No. 21A, Kabupaten Badung 80361, Bali, Indonesia
Email: officemoneyindustrialfactory@gmail.com
See also our Privacy Policy.