Everything Ghost has to offer.

A pseudonymous identity derived from a key pair generated on your device. No phone number, no email.

Your history lives on your device. Our servers only ever carry data they cannot read.

Disappearing timers per chat or across the app, and a Panic Mode for when you need everything gone.

Everything stored on your device is encrypted at rest, and only your PIN opens it.

Restore your identity and contacts on a new device after a wipe, using a code only you hold.

Decide whether anyone can find you by Ghost ID, phone, or email. All of it starts switched off.

Ask for the PIN again once the app has been in the background longer than you allow.

Block a contact and manage the list from one place.

An optional name for people who already have you. Leave it empty and stay a Ghost ID.

Pay someone and ask to be paid without leaving the conversation.

A digital currency designed to hold a 1:1 value with the U.S. Dollar.

Designed around a no-central-owner philosophy.

End-to-end encrypted text, with replies and forwarding across conversations.

One-to-one calls, encrypted end-to-end for both audio and video.

Call up to 8 people at once, with nothing in the middle able to listen in.

Private groups of up to 1024 members, with the member list kept off our servers.

Owner, admin, and member, with permissions that cannot be forged or handed to the wrong person.

Bring someone in with a one-time link or a permanent one, whichever the group needs.

Photos, video, documents, and voice messages, all encrypted before they leave your device.

Send a photo or video that is gone the moment it has been opened.

Messages expire on a timer you set, and are removed rather than merely hidden.

Put a single conversation behind your device credential, separate from the rest of the app.

Check a short code with the person you are talking to and confirm nobody is in between.

An emergency PIN that destroys the data this device is holding, beyond recovery.

Identity without traditional personal identifiers.

Show your own code, scan someone else’s, or send an invite link. No directory to search.

Fund your wallet by bank transfer or with crypto, whichever suits you.

An unfinished top-up waits for you. Come back and complete it, or cancel it outright.

Send NPUSD to a contact, an @username, or a wallet address.

Take payments straight into your balance.

Ask someone to pay you. A request raised in a chat stays in that chat.

Divide an expense across a group and track who has settled.

A one-time QR code for paying someone standing in front of you.

Move funds back out to a bank account or to crypto.

Every movement listed, each one opening onto its own detail page.

Your balance updates as money moves, without pulling to refresh.

A separate PIN gate that stands between an intention and money actually leaving.

Raise a dispute against a transaction and follow where it goes.

One digital currency across the ecosystem.

Financial assets remain separate from messaging data.